T&C FCU opened its 12th branch on October 1 at 4972 John R Road in Troy. Daniel Bukowski, who has been with the credit union for 2 1/2 years and has a BS from Baker College, has been appointed as the new Branch Manager. "T&C is proud to become part of the Troy community,"; Bukowski said. The credit union is bringing to Troy a new state-of-the-art high-tech dialogue-banking system focused on personal member interaction. The branch also features a full-service ATM.