Great editorial at...

http://www.opinionjournal.com/weekend/hottopic/?id=110010730

Here's an excerpt...

... Everyone concedes it is hard for some lower-income families like the Frosts to find affordable private health coverage. The debate is over what the government should do about it.  The Democratic position is clear: Expand a government program and all will be cured. Mr. Bush's position recognizes that a subsidy like Schip is necessary is some cases because of government mandates and overregulation. Congress and the states consistently enact health-care policies that make insurance coverage more expensive, and then they wonder why people have trouble paying for it. In a more rational world, liberals would embrace the health-care tax reforms that Mr. Bush advocates. The employer-based insurance tax deduction is a wealth transfer to those who need it least--the most affluent, with the most gold-plated plans. It launders health dollars through a third-party bureaucracy that encourages people to spend, reducing access and raising prices for the uninsured. On equity grounds alone, Democrats should support changing these incentives. That they don't, or won't, suggests ulterior political motives, and that's where Schip comes in. All Democratic "universal" health-care plans combine more government subsidies with more coverage mandates. Today's Schip expansion is the down payment for 2009, when they want to extend it well into the middle class. The fact that there are better, and more economic, policies to cover more people is less important than getting ever more Americans on the government health care tab...